Financing

About our Financial Partner

As our name, Emporio or “Emporium” indicates, Emporio Homes not only builds and constructs
your beautiful home, but from the moment you contact us, we are there to assist you with all of
your mortgage needs. Emporio Homes, and its preferred lending partner, Gold Financial Services Home Loans (“GFS”) work together as one cohesive and seamless team delivering the mortgage products that fit your needs.

We have found that GFS embodies the same business philosophy as Emporio Homes. They have created a personalized, customer-centric mortgage group founded on principles and values of honesty, service, and transparency. Most importantly, GFS is able to offer you a variety of mortgage products from “no credit” to high performing credit borrowers. Depending on the mortgage loan type and terms, they have loan products that require full documentation to no documentation at all. GFS will be able to offer the mortgage loan that fits your needs perfectly. GFS can provides the following loan products:

  • Conventional and FHA loans
  • USDA Loans
  • Non-QM loans
  • Bank Statement Loans
  • Stated Income Loans
  • ITIN Loans
  • Owner Financing Loans (As long as you have the necessary 30% down payment, you will qualify.)
  • Down Payment Assistance Programs with the State of Texas and
    surrounding counties

Get Pre-Qualified Today!

First, tell us how many people will be applying for the loan.

    Applicant, Please Tell Us About Yourself:

    Current Employment Information

    Please list your assets:

    Provide current balance information.

    Checking Account(s)

    Savings Account(s)

    Gift Funds

    Retirement (401K, etc.)

    Other

    $

    $

    $

    $

    $

    Tell us about your credit:

    Are your credit obligations paid as agreed?

    What's the best email address to reach you at?


      Applicant, Please Tell Us About Yourself:

      Current Employment Information

      Please list your assets:

      Provide current balance information.

      Checking Account(s)

      Savings Account(s)

      Gift Funds

      Retirement (401K, etc.)

      Other

      $

      $

      $

      $

      $

      Tell us about your credit:

      Are your credit obligations paid as agreed?

      What's the best email address to reach you at?

      Co-Applicant, Please Tell Us About Yourself:

      Current Employment Information

      Please list your assets:

      Provide current balance information.

      Checking Account(s)

      Savings Account(s)

      Gift Funds

      Retirement (401K, etc.)

      Other

      $

      $

      $

      $

      $

      Tell us about your credit:

      Are your credit obligations paid as agreed?

      What's the best email address to reach you at?



      Schedule An Appointment

      Contact us to start the process!